Business Credit or commonly known as Working Capital Credit(KMK). It is a financing facility provided by KMF based on the need for the working capital of the customer in the framework of producing goods and services(productive purpose). The Working Capital Credit Facility may be provided in the form of the provision of capital for expenses in 1(one) business cycle of the debtor within 2(two) years of term.

The advantage of Business Credit is to help company which needs the working capital financing for the procurement of raw materials and/or spare parts(including machinery) to support the activities of its business.

Facility amount of Business Credit shall be decided on the basis of the following factors:
a. Redemption capability of the borrower.
b. Within the expense limit of 1(one) business activity cycle and the purchasing price.