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Purchasing Credit

Purchasing Credit Facility is a financing facility in the form of the provision of goods and service both for consumptive and productive purpose.

Period of Purchasing Credit Facility are as follow :
a. For productive purpose shall be over 2 (two) years and shall not exceed 20 (twenty) years from the initial disbursement date of facility, provided that the company may give grace period within 3 (three) years.
b. For productive purpose shall be determined in consideration of such factors as the depreciation period of purchased goods and/or services, business practices, future projection of the business and the cash flow projection based on the business plan of borrower.
c. For consumptive purpose shall be determined in consideration of the duration of goods and/or services purchased by the borrower.

Facility amount of Purchasing Credit shall be decided on the basis of the following factors :
a. Redemption capability of the borrower
b. Within 90% of the purchasing price