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General Description

Finance lease

  • Finance lease is a medium and long term credit whose principal purpose is to finance the use of assets such as equipment & machinery or other movable assets for the major part of useful life.
  • The lessee has the right to use Leased Assets while the Lessor (KEXIM VLC) retains legal title during the Lease Term.
  • In return, the Lessee will pay lease rent(principal and interest) during the Lease Term. Upon full payment of lease rent, the Lessee shall have the ownership title over the Leased Assets.

Working capital loan

  • Working capital loan is a short term credit to support the lessee a steady flow of capital to operate a business. Working capital loan is carried out through a loan agreement between KEXIM VLC and lessee.
  • Lessee can use such loan to pay for materials, equipment, and other factors that go into making and exporting products